Cheap Bankruptcy Filing Software

If you're thinking of bankruptcy, chances are that you do not have a lot of money to be spending on bankruptcy forms or software.  There are some cheap bankruptcy filing software programs that deliver quality and court-approved formatting.  Our recommendations are listed below.

Attorney Approved Online Bankruptcy Filing Forms & Software

The bankruptcy filing software packages on this page do not include court filing fees.

• Affordable Personal Bankruptcy Filing Software
  This affordable personal bankruptcy software program can be completed online or offline. Among other things, it will walk you through the means test and then select the Chapter 7 or Chapter 13 forms.
  
  
• Affordable Business Bankruptcy Filing Software
  For less than $30, Socrates bundles business bankruptcy forms (Chapter 11) and personal bankruptcy forms into an affordable software package.
  
  

Our #1 Recommendation is to Consult With a Bankruptcy Lawyer

With the Bankruptcy Reform Act, the bankruptcy forms are complex.  Failure to file required paperwork such as federal income tax returns or pay stubs, full disclosures and other papers in a timely or correct fashion might result in serious problems.  For that reason, you should seek the advice of a bankruptcy attorney.  It's free to ask for help.

It is understandable if you feel that you cannot afford an attorney.  You might consider asking a bankruptcy lawyer if he or she can lower the fees if you prepare the forms yourself. The software that will be most helpful will give you step-by-step guidance, automatically fill in duplicate information, and give you enough information so that you have some idea what you're doing.  You can get free bankruptcy filing forms from the government's website, but these forms are complicated and not exactly "user friendly."